Janet Guo
Counsel
Janet’s practice focuses on cross-border transactions, securitization, mergers and acquisitions (M&A), trusts, and non-performing assets. With a deep understanding of complex financial structures and global market regulations, she provides strategic legal counsel to major corporations, financial institutions, and investment entities.
Janet was certified as a Legal Professional in Finance, Securities, and Insurance by the Shanghai Bar Association in 2020. Her ability to navigate cross-border financial transactions and regulatory compliance issues makes her an invaluable resource for businesses engaged in global markets.
Extensive Experience in Asset-Backed Securitization (ABS) & Structured Finance
Janet has a proven track record in asset-backed securitization (ABS) and structured finance, serving as the supervising attorney for more than 60 ABS projects. She has provided legal services for transactions involving a diverse range of underlying assets, including:
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Real property mortgage loans
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Non-performing loans (NPLs)
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Auto loans and consumer credit
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Finance leases and factoring agreements
Her clients include some of the most well-known financial institutions and corporations, such as China Construction Bank (CCB), Agricultural Bank of China (ABC), GMAC, Haitong Unitrust, CCB Trust, Ping An Trust, Shimao Group, and Greenland Finance Co. She has also played a crucial role in ABS Bond-Connect projects, assisting with legal document translation and cross-border regulatory compliance.
Global Perspective
Janet holds a bachelor’s degree from Tongji University and earned her Master of Laws (LL.M.) from the University of Minnesota. Her global education and bilingual proficiency enable her to assist clients in both domestic and international transactions, providing seamless legal solutions across multiple jurisdictions.
Dedicated to Client Success
With a practical, business-driven approach, Janet is committed to helping clients structure innovative financial transactions, manage risk, and achieve their strategic objectives. Her depth of experience in structured finance, cross-border transactions, and corporate law makes her a trusted advisor in the ever-evolving global financial landscape.
Clients praise Xiao for her holistic perspective, as she takes the time to understand not just their legal needs, but also their business objectives and long-term aspirations. Whether providing day-to-day counsel, negotiating complex contracts, or resolving high-stakes disputes, Xiao is committed to delivering strategic, results-driven solutions.
Admissions
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Licensed to practice law in China
Education
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LL.B., Tongji University
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LLM, University of Minnesota